TroveHousehold
Household finance, privately

Get the clarity. Keep the privacy.

Trove is a private expense tracker that turns your bank statements into one clear, shared picture of the whole household, stored in your own Google Drive. Never on our servers.

14-day free trial, no card · No bank login · Cancel anytime

A month in Trove, at a glance.

householdtrove.com
Total spent · this month
$4,287
98 transactions · $138 daily avg
Groceries · Eating out · Bills
Needs
$2,815
committed
Wants
$1,472
flexible
Savings rate
31%
vs 26% last mo.
On track
+$340
under pace
Top categories · this month
Groceries$1,240
Eating out$680
Bills$560
Transport$420
Other$1,387
The difference

Most finance apps read your money. Trove can't.

Trove never asks you to connect a bank account or hand over a login. You bring a statement, it reads only the transactions, and nothing lives on our servers: your data stays in your browser and in a single file in your own Google Drive.

Stays in your house

Transactions land in your browser and sync to your own Google Drive. They never touch our servers, so there's nothing on our side to leak, sell, or subpoena.

No bank login, ever

No credentials, no aggregator, no standing connection into your accounts. You bring a statement; Trove reads it; that's the whole exchange.

A standard import reads only the transactions themselves (date, merchant, amount), so your name, account numbers, and login stay behind. The optional AI PDF parse is the one exception; see our Privacy Policy.

How it works

Three minutes, once a month.

STEP 01

Drop in a statement

Export a CSV or PDF from your bank and drag it in. Your banking login never leaves your bank.

STEP 02

Trove does the hard work

Every transaction is auto-categorised, and the rules learn from your edits. Paycheques are flagged as income automatically.

STEP 03

See the month clearly

Needs vs wants, savings rate, recurring bills, and where every dollar went, in one dashboard, month or year.

Built for the household

One shared Trove, split by who it's for.

You and your partner share one account and one subscription. Tag each expense and income to a person and a card, then slice any view by person or by card.

Transactions
Loblaws · Groceries$142.80
Rent · e-transfer$2,100.00
Bridgehead · Coffee$6.20
GoodLife · Gym$45.00
Hydro · Utilities$128.40
Everyone$2,422.40

Then trace where the money actually went. Tap any band to see the transactions behind it.

Money flow By person → Needs vs Wants
Tap the toggles ↑ to see it redraw live
Make it yours

Shaped to how your household works.

Budget targets

Set a monthly target per category. Tiles turn amber at 75% and red when you go over, so nothing sneaks past you.

Needs vs Wants

Set a default of need or want per category, then override any individual transaction that doesn't fit, it's completely up to you. The whole dashboard aligns accordingly.

People & cards

Add each earner and every card, then attribute spending and income to whoever it belongs to across the household.

Recurring, spotted for you

Trove picks out the bills that repeat month to month and totals them, so your regular, expected costs are one glance away. Remove anything that isn't a real subscription.

Savings goals

Give every goal a target and watch progress rings fill as your contributions land. Set one combined savings number for the whole household, assign each goal to a person or Joint, and reorder or hide what shows on your dashboard.

Currency & region

Pick from 12 currencies and set your region so tax and mortgage math follows local rules (Canada and the US today).

Pricing

One plan. No feature gates.

Every feature, for every household. Less than a gym membership.

14-day free trial · no card
Free for 14 days
then $10/month, or $99/year save 17%
  • Unlimited transactions, incomes, savings & debts
  • Savings goals with progress rings & a combined target
  • Money-flow diagram & person/card breakdowns
  • CSV & PDF imports with auto-categorisation
  • Labels, recurring flags & bulk editing
  • Google Drive sync
  • Budgets, trends, dark mode & mobile-native
Start your free trial →
No card to startCancel anytimeData stays in your Drive
FAQ

Common questions.

Where is my data actually stored?

In your own Google Drive: a single file that only you can access. The app works from a local copy in your browser and syncs it to that file, so Trove the company never has a copy. We can't see your transactions, can't analyse them, and can't sell them. The privacy promise is structural, not a policy choice we could quietly walk back.

Is Trove a good Mint alternative?

Yes. If you're looking for a Mint alternative after it shut down, Trove covers the essentials: spending by category, budgets, savings goals, and a shared household view. The difference is what it doesn't do. It never connects to your bank or holds your data. Your transactions stay in your own Google Drive, not on a company's servers.

Do I have to connect my bank?

No. Trove never connects to banks. You import statements manually as CSV or PDF; most banks export these in one click. Manual import is a feature, not a bug: it's what makes the privacy promise possible.

What if Trove can't read my PDF?

Most statements are handled by Trove's built-in parser, right on your device. If one is too messy to read, you can opt in to AI parsing for that single file: the PDF is sent over an encrypted connection to our AI provider (Anthropic, operator of Claude) purely to extract the transactions, which are then returned to you. It's off by default, triggered per statement, and under our agreement the content is never used to train models or kept after processing. Prefer not to use it? Fall back to the manual parser or import a CSV.

Can my partner and I share an account?

Yes. Trove is designed for shared household use. Both partners use the same account, tag transactions to each person, and see joint and individual totals. One subscription covers the household.

What happens if I cancel?

You stop being billed at the end of your current cycle. Your data is unaffected: it stays in your browser and in your Google Drive. You can still open Trove and view everything locally; you just lose cloud sync until you re-subscribe.

Does it work outside Canada?

Yes. Trove was built in Canada and reads Canadian statement formats and e-transfers, but it supports 12 currencies (CAD, USD, GBP, EUR and more) and a region setting so the tax and mortgage math follows local rules. Canada and the US have dedicated region math today, with more to come.

Is there a mobile app?

Trove works in any modern mobile browser: iOS Safari, Chrome on Android, and the rest. No app-store install needed. Add it to your home screen for a one-tap, app-like experience.

Do I have to use Google Drive?

For a Trove account, yes. Your data syncs to a single file in your own Google Drive, so it's backed up and available across your household's devices, and so we never hold a copy. A browser-only setup would be one cache-clear away from losing everything, so we don't offer that for real accounts. Want to look around first? The demo runs entirely in your browser, no account needed.

What payment methods do you accept?

Stripe handles all billing: credit and debit cards from most countries. Card details are never seen or stored by Trove. Manage or cancel your subscription anytime from the in-app Account section.

Get the clarity. Keep the privacy.

14-day free trial. Free for 14 days, no card required. Your data stays yours, forever.

Start free trial →
Cancel anytime · Built for households · $10/mo or $99/yr
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