Trove
Household finance, privately

Get the clarity. Keep the privacy.

Trove turns your bank statements into one clear, shared picture of the whole household, stored in your own Google Drive. Never on our servers.

No card required · No bank login · Cancel anytime

A month in Trove, at a glance.

householdtrove.com
Total spent · this month
$4,287
98 transactions · $138 daily avg
Groceries · Eating out · Bills
Needs
$2,815
committed
Wants
$1,472
flexible
Savings rate
31%
vs 26% last mo.
On track
+$340
under pace
Top categories · this month
Groceries$1,240
Eating out$680
Bills$560
Transport$420
Other$1,387
How it works

Three minutes, once a month.

No bank connection, no setup wizard. Just your statement and a clear month.

STEP 01

Drop in a statement

Export a CSV or PDF from your bank, one click from most portals, and drag it into Trove. Your banking login stays with your bank. Got a messy PDF the reader stumbles on? Opt in to AI parsing for just that file.

STEP 02

Trove does the hard work

Every transaction is auto-categorised with rules that learn from your edits. Paycheques get flagged as income as they import.

STEP 03

See the month clearly

Needs vs wants, savings rate, recurring commitments, and exactly where each dollar landed, in one clear dashboard, then zoom out to see the whole year.

Where the money went

Every dollar of income, traced to its destination.

Trove's money-flow diagram fans your income out across where it actually went. Split the sources by person or aggregate them, then group the destinations by Needs vs Wants or your top categories. Tap any band to see the transactions behind it.

Money flow By person → Needs vs Wants
Tap the toggles ↑ to see the diagram redraw live
Built for the household

One shared Trove, split by who it's for.

You and your partner share one account, and one subscription. Tag each expense and income to a person and a card, then slice any view, transactions, income, even the money-flow diagram, by person or by card to see exactly where the money went.

Transactions
Loblaws · Groceries$142.80
Rent · e-transfer$2,100.00
Bridgehead · Coffee$6.20
GoodLife · Gym$45.00
Hydro · Utilities$128.40
Everyone$2,422.40
Make it yours

Shaped to how your household works.

Trove starts with sensible defaults, then bends to your setup, not the other way around.

Your categories

Rename, add or remove categories until they match how your household actually spends, not a fixed list you have to live with.

Budget targets

Set a monthly target per category. Tiles turn amber at 75% and red when you go over, so nothing sneaks past you.

Needs vs Wants

Tag each category as a need or a want, and the whole dashboard aligns accordingly.

People & cards

Add each earner and every card, then attribute spending and income to whoever it belongs to across the household.

Currency & region

Pick from 12 currencies and set your region so tax and mortgage math follows local rules (Canada and the US today).

Labels & trips

Tag a set of transactions as a trip or project, then see that group's total and date range on its own dashboard card, however the spending is spread across categories.

Recurring, spotted for you

Trove picks out the bills that repeat month to month and totals them, so your regular, expected costs are one glance away. Remove anything that isn't a real subscription.

Break it down

See spending split by person or by card, each with its own category breakdown, and bulk-edit dozens of transactions at once when you need to tidy up.

Light & dark themes

Light, plus three dark themes, Warm, Midnight and Slate. Trove remembers your pick and carries it across devices.

Built in Canada · works worldwide

Speaks Canadian. Counts in your currency.

Trove reads the statement formats the big Canadian banks export and understands e-transfers, and it isn't only for Canada. Pick from 12 currencies and set your region so the tax and mortgage math follows local rules.

🇨🇦 Made in Canada 12 currencies Region-aware math (CA & US) Reads e-transfers
CAD · USD · GBP · EUR · AUD · NZD · CHF · JPY · HKD · SGD · INR · MXN
The wall

Your data never touches our servers.

Other apps store your transactions in a database they own. Trove can't, because it never has them. Your data lives in your browser and, if you choose, a single file in your own Google Drive.

Yours
Your browserYour Google DriveEvery transaction
Trove the company
Your subscription statusNothing elseNo transactions, ever
Pricing

One plan. No feature gates.

Less than a gym membership. Cancel anytime, your data stays yours.

Trove

$9
per month · 14-day free trial
or $89/year (save 18%)
  • Unlimited transactions, incomes, savings & debts
  • Money-flow diagram & person/card breakdowns
  • CSV & PDF imports with auto-categorisation
  • Labels, recurring flags & bulk editing
  • Google Drive sync, your data stays in your Drive
  • Budgets, trends, dark mode & mobile-native
Start 14-day free trial →
No card required · Cancel anytime
FAQ

Common questions.

Where is my data actually stored?

In two places: your browser's local storage (always), and, if you connect Google Drive, a single file in your own Google Drive. Trove the company has no copy. We can't see your transactions, can't analyse them, and can't sell them. The privacy promise is structural, not a policy choice we could quietly walk back.

Do I have to connect my bank?

No. Trove never connects to banks. You import statements manually as CSV or PDF; most banks export these in one click. Manual import is a feature, not a bug: it's what makes the privacy promise possible.

What if Trove can't read my PDF?

Most statements are handled by Trove's built-in parser, right on your device. If one is too messy to read, you can opt in to AI parsing for that single file: the PDF is sent over an encrypted connection to our AI provider (Anthropic, operator of Claude) purely to extract the transactions, which are then returned to you. It's off by default, triggered per statement, and under our agreement the content is never used to train models or kept after processing. Prefer not to use it? Fall back to the manual parser or import a CSV.

Can my partner and I share an account?

Yes. Trove is designed for shared household use. Both partners use the same account, tag transactions to each person, and see joint and individual totals. One subscription covers the household.

What happens if I cancel?

You stop being billed at the end of your current cycle. Your data is unaffected: it stays in your browser and in your Google Drive. You can still open Trove and view everything locally; you just lose cloud sync until you re-subscribe.

Does it work outside Canada?

Yes. Trove was built in Canada and reads Canadian statement formats and e-transfers, but it supports 12 currencies (CAD, USD, GBP, EUR and more) and a region setting so the tax and mortgage math follows local rules. Canada and the US have dedicated region math today, with more to come.

Is there a mobile app?

Trove works in any modern mobile browser: iOS Safari, Chrome on Android, and the rest. No app-store install needed. Add it to your home screen for a one-tap, app-like experience.

What if I don't want cloud sync at all?

That's a valid choice. Skip the Google Drive step and your data lives only in your browser. The trade-off: if you clear your browser storage or switch devices, the data is gone. Connect Drive (or export periodically) if you want it to survive.

What payment methods do you accept?

Stripe handles all billing: credit and debit cards from most countries. Card details are never seen or stored by Trove. Manage or cancel your subscription anytime from the in-app Account section.

Get the clarity. Keep the privacy.

14-day free trial. No card required. Your data stays yours, forever.

Start free trial →
Cancel anytime · Built for households · $9/mo or $89/yr
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